Built around economic signals
BCMDX is guided by a macroeconomic framework designed to evaluate the current strength or weakness of the U.S. economy.
BCMDX (I), BCMAX (A), BCMCX (C)
Dynamic Allocation
Beacon's Dynamic Allocation Fund seeks to adjust a portfolio allocation across multiple asset classes throughout economic cycles, using macroeconomic analysis to set portfolio risk targets.
A portfolio that listens to the economy.
Markets do not move in isolation. They respond to growth, inflation, employment, interest rates, policy decisions, and investor behavior.
BCMDX is designed for that reality.
The fund seeks to pursue growth while actively adjusting market exposure as economic conditions change. Rather than relying on a static allocation, BCMDX uses a disciplined macroeconomic framework to determine when the portfolio should lean into opportunity and when it should become more defensive.
The Case for Dynamic Allocation
Traditional allocation models often assume the same mix of stocks and bonds can work across every environment.
But economies move through cycles. Expansion, slowdown, contraction, and recovery can each create very different risks for investors. A portfolio built for one environment may not be positioned correctly for the next.
BCMDX is designed to adapt. The fund evaluates the broader economic backdrop and adjusts allocations across stocks, fixed income, and cash as conditions evolve.
The goal is straightforward: participate when the economy supports risk-taking and reduce exposure when the data signals caution.
Why BCMDX?
Growth when conditions support it
When economic conditions are favorable, the fund can increase exposure to growth-oriented assets such as equities.
Defense when risk rises
When the economic backdrop weakens, the fund can reduce risk by shifting toward higher-quality fixed income, cash, or other defensive allocations.
Disciplined by data
The process is designed to respond to measurable economic trends, not headlines, forecasts, or emotion.
Investment Approach
BCMDX is designed to dynamically allocate across major asset classes based on the direction of the economic cycle.
The process evaluates a range of economic inputs to determine whether conditions favor growth, caution, or defense.
Together, these inputs guide how much market exposure the fund should take at any given time.
Economic Growth
The fund evaluates whether the economy is expanding, slowing, or showing signs of stress.
Employment and Output
Labor market strength and production trends help inform the overall health of the economic environment.
Inflation and Policy
Inflation trends and Fed policy can influence positioning within both equity and fixed-income.
Market Conditions
The fund considers how changing conditions may affect risk assets, defensive assets, and the appropriate balance between them.
How BCMDX Adjusts
When the economy is strengthening
The fund may lean into growth-oriented positioning, increasing exposure to equities or other risk assets that may benefit from expansion.
When conditions are stable
The fund may maintain a balanced allocation designed to participate in growth while managing portfolio risk.
When the economy begins to weaken
The fund may reduce risk exposure and shift toward more defensive allocations.
When recession risk rises
The fund may emphasize higher-quality fixed income, cash, or other defensive positions intended to help preserve capital during more challenging environments.
When conditions improve
The fund is designed to increase exposure as economic signals strengthen, seeking to participate as the market environment becomes more favorable.
Where BCMDX May Fit
BCMDX may be used as:
- A dynamic core allocation within a diversified portfolio
- A growth-oriented strategy with macroeconomic risk management
- A complement to traditional static allocation strategies
- A solution for investors who want market participation with a disciplined defensive process
- A portfolio allocation for investors seeking a more adaptive approach to changing economic conditions
Not a Static Allocation
BCMDX is built for investors who believe portfolios should respond when the economy changes.
The fund is not designed to avoid every market decline or outperform in every environment. No strategy can do that.
Instead, BCMDX seeks to bring discipline to the allocation decision: increasing exposure when the data supports growth and reducing exposure when the economic signal weakens.
For investors who want a portfolio that can move with the cycle, BCMDX offers a more adaptive way to pursue long-term growth.
Explore BCMDX
Prospectus
Open document resource.
Fact Sheet
Open document resource.
Statement of Additional Information
Open document resource.
Annual Report
Open document resource.
Dynamic Allocation Fund NQ
Open document resource.
Tailored Shareholder Report - Class A
Open document resource.
Tailored Shareholder Report - Class C
Open document resource.
Tailored Shareholder Report - Class I
Open document resource.
Proxy Voting Record
Open document resource.
Important Risk Information
Investors should carefully consider the investment objectives, risks, charges, and expenses. This and other important information can be found in each of the Beacon fund prospectuses, which should be read carefully before investing and can be obtained under the Fund Documents section for each fund or by calling 866.439.9093.
Investing involves risk, including the possible loss of principal. Equity investments are subject to market risk and may decline in value due to broad market movements, sector conditions, issuer-specific events, or economic developments. The fund invests primarily in ETFs and is subject to the risks and expenses of the underlying funds. Risk-management strategies may not prevent losses, may not perform as intended in all market environments, and may cause the fund to underperform during certain periods, including rapidly rising markets. Asset allocation and diversification do not guarantee a profit or protect against loss. Investors should carefully consider the fund’s investment objectives, risks, charges, and expenses before investing.
ETF shares are traded on exchanges, and are traded and priced throughout the trading day. ETFs permit an investor to purchase a selling interest in a portfolio of stocks throughout the trading day. Because ETFs trade on an exchange, ETF shares are bought and sold at market price (not NAV). The prices of ETFs may sometimes vary significantly from the NAVs of a ETFs’ underlying securities. Brokerage commissions will reduce returns.
Benchmark indices provide the standards against which investment performance is measured. The Dow Jones Moderately Aggressive Portfolio Index is a total-returns index that is designed to measure a total portfolio of stocks, bonds, and cash, efficiently allocated and weighted to achieve a targeted risk level of 80% - that is, relative to the risk of an all-stock (100%) portfolio (past 36 months). The weightings are rebalanced monthly. The S&P 500 is a market-capitalization-weighted equity index tracking the performance of the 500 largest U.S.-traded stocks, which represent about 80% of all U.S incorporated equity securities. Benchmark indices are neither managed, nor accessible through direct investment, nor subject to advisory fees, transaction costs or other expenses.
NAV Return represents the closing price of underlying securities. Market Return is calculated using the price which investors buy and sell ETF shares in the market.
The Beacon funds are distributed by Northern Lights Distributors, LLC.. Beacon Capital Management & Sammons® Financial Group, Inc. are independent of and not affiliated with Northern Lights Distributors, LLC