Fundamentally Improving the Science of Investing

Investors should carefully consider the investment objectives, risks, charges, and expenses. This and other important information can be found in each of the Beacon fund prospectuses, which should be read carefully before investing and can be obtained under the Fund Documents section for each fund or by calling 866.439.9093.

All investing involves risk, and asset allocation and diversification do not guarantee a profit or protection against a loss. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when redeemed, might be worth more or less than their original cost. ETFs are subject to risks similar to those of stocks, as well as other risks specific to the particular ETF. 

ETF shares are traded on exchanges, and are traded and priced throughout the trading day. ETFs permit an investor to purchase a selling interest in a portfolio of stocks throughout the trading day. Because ETFs trade on an exchange, ETF shares are bought and sold at market price (not NAV). The prices of ETFs may sometimes vary significantly from the NAVs of a ETFs’ underlying securities. Brokerage commissions will reduce returns. 

Benchmark indices provide the standards against which investment performance is measured. The Dow Jones Moderately Aggressive Portfolio Index is a total-returns index that is designed to measure a total portfolio of stocks, bonds, and cash, efficiently allocated and weighted to achieve a targeted risk level of 80% - that is, relative to the risk of an all-stock (100%) portfolio (past 36 months). The weightings are rebalanced monthly. The S&P 500 is a market-capitalization-weighted equity index tracking the performance of the 500 largest U.S.-traded stocks, which represent about 80% of all U.S incorporated equity securities. Benchmark indices are neither managed, nor accessible through direct investment, nor subject to advisory fees, transaction costs or other expenses. 

NAV Return represents the closing price of underlying securities. Market Return is calculated using the price which investors buy and sell ETF shares in the market.